David is technical lead for large loss, cross border and technical motor claims, having headed up our large loss and technical team for over 20 years.

He specialises in catastrophic injury claims and in MIB claims, cross border claims and non-indemnity insurance work advising insurers on policy wording and on liabilities to third parties under both the Road Traffic Act 1988 and Art 75. He has dealt with the full range of catastrophic injury claims including claims of the utmost severity, spinal injuries (paraplegics/tetraplegics), amputations and serious head injuries.

David has lectured widely on technical issues and on large loss issues. He was lead lawyer for MIB in relation to the latest Uninsured and Untraced Drivers Agreements. He represented in the Supreme Court case of Moreno (2016) and on the judicial review action brought by RoadPeace challenging various aspects of the Agreements and the 1988 Act as being contrary to European law. He has been involved in many leading cases including the cases of Wigley Foster, McCall v Poulton, Nemeti v Sabre, Winrow v Hemphill, Jacobs v MIB, Howe v MIB and Marshall/Pickard v MIB and others.

David has advised MIB on a full range of strategic issues. David also represented MIB in the Supreme Court case of Moreno v MIB (2016) which determined that damages were payable in accordance with the law of the country of the accident.


Insights Lewis v Tindale, MIB and another – MIB liability for claims outside the scope of the Uninsured and Untraced Drivers Agreements

The Court of Appeal in Lewis v Tindale has upheld the previous decision of Soole J which held that MIB was liable to compensate the victim of an…

Insights 'Use’ of a vehicle – an opportunity missed?

The Supreme Court has just delivered its long awaited judgment in R & S Pilling t/a Phoenix Engineering v UK Insurance Ltd [2019] UKSC 16.

Insights The scope of the liability of the Motor Insurers Bureau (MIB) as an emanation of the UK state

Further developments in the scope of compulsory motor insurance requirements, and MIB's potential liability following Vnuk.

Insights A little common sense sprinkled on Vnuk

CJEU qualifies Vnuk by ruling that only the transport uses of a dual use vehicle fall within the compulsory motor insurance requirements.

Legal Directory Quote

David Holt has 'enormous tenacity and will do everything in his power to protect the interests of his client'. Legal 500 2017

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David Holt has 'enormous tenacity and will do everything in his power to protect the interests of his client'.

Legal 500 2017

David Holt has a 'brilliant strategic mind for litigation'.

Legal 500 2017

"David Holt has "the best understanding of the mechanics of the Road Traffic Act in the UK," according to market commentators. He regularly deals with catastrophic and serious injury claims and has extensive experience in head and spinal injury cases."

Chambers & Partners 2016

"David Holt is 'first class'."

Legal 500 2015

"David Holt focuses his practice on catastrophic and serious claims, particularly head and spinal injury cases. Sources have "enormous respect for him" because "he's a top-quality operator" who has "seen it all.""

Chambers and Partners 2017
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