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Calculate — Credit Hire An accurate and consistent way to validate and value credit hire claims — and optimise outcomes

We understand that valuing credit hire claims with accuracy and consistency can be challenging, which in turn can lead to increased exposure and indemnity spend leakage. Calculate — Credit Hire reduces this by helping to take the uncertainty out of claim valuation — and providing all handlers with a quick and consistent claims methodology.

Calculate — Credit Hire is a decision-support tool that helps tackle the challenge of controlling indemnity spend.

Managing and reducing indemnity spend to strengthen financial performance and improve shareholder return is a priority for every motor insurer — now more than ever given current market pressures and rising claims inflation.

Developed by our credit hire experts, in conjunction with our in-house legal engineers, it’s geared to assist your handlers, at all levels, to assess validity and quantification of claims to drive quick and commercial outcomes.

It can be  used not only on receipt of credit hire packs, but throughout the claim lifecycle to re-evaluate your position as new evidence is presented.

Calculate — Credit Hire can help you


  • Time-saving efficiencies — 17.8% (Fast Track );  28%  (Small Claims)
  • Consistent approach to validation and valuation
  • Optimised decision-making at claim, portfolio and CHO level
  • Improved reserving
  • Reduced indemnity spend


  • Early settlement offers
  • Future strategies and processes
  • Upskilling of junior handlers
  • Individual handler performance analysis

Contact us to discuss how Calculate — Credit Hire can help your organisation and request a demo

Speak to our experts directly

Reducing indemnity spend

Unlock the potential of Calculate — Credit Hire for the benefit of your business.

Request a FREE demo