The National Motor Insurance Taskforce, established by the government last year to improve the affordability of motor insurance, is expected to announce sweeping changes to reduce the cost of motor premiums and associated claims.
The national Motor Insurance Taskforce was established by the government in 2024 to improve the affordability of motor insurance and is co-chaired by the Department for Transport and HM Treasury.
Mark Bailie, chief executive of Compare the Market and a member of the Taskforce, told the Insurance Innovators Summit on 5 November 2025 that the Taskforce is considering how the volume of road traffic accidents can be reduced by changing how customers drive, such as introducing a national 20mph speed limit in urban areas and more low vehicle zones.
It is estimated that at present over one million UK drivers do not have insurance and there are concerns drivers are being priced out of purchasing premiums. In July 2025 the Financial Conduct Authority published its report Motor Insurance Claims Analysis, which found that the cost of bodily injury claims has increased by £182 million (7% between 2019 and 2023, accounting for 8% of the overall increase in total claims costs during that period).
Whilst Bailie acknowledged the Taskforce’s forthcoming recommendations will not be “popular” with drivers, he said the results of research undertaken by Compare the Market “have moved the debate on to the underlying steps needed to significantly reduce claims and with it [sic] premiums.”
The Taskforce is considering the FCA’s Claims Analysis and It is currently unclear when the Taskforce will publish its report. However, the Taskforce is likely to make wide-ranging recommendations in an attempt to secure significant reductions in the cost of motor premiums.
Speak to an expert
Our motor insurance solicitors provide a genuinely full service for insurers, from first notification of loss; to settlement of claims; to recovering outlay.
Read More